Business Finance

Michael Salman
+31 (0)20 5700 200

Entrepreneurs from SMEs are still able to obtain credit, but it isn’t as easy as it used to be. The relatively high processing costs and the perceived risks associated with small loans means that financing small business loans is not always a very attractive prospect for banks. A number of new financing initiatives may therefore be a good solution.

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SME Credit Security (SMEC)

One option is known as SME Credit Security (SMEC). With SMEC, the government pledges business finance for companies who wish to take out a loan but are unable to offer adequate security. Banks are more inclined to provide a loan if the government is able to guarantee part of it.

SME credit

Qredits now offers SME credit especially for entrepreneurs who require finance and are unable to go to a regular bank. This is an easily accessible business loan to new and existing entrepreneurs in the SME sector, of between €50,000 and €250,000.


In addition to these extra measures, it may be worth considering alternative forms of finance such as crowdfunding. This type of financing is beginning to provide a real alternative to growth financing and financing takeovers, even in SMEs. Wherever banks have a tendency to withdraw in this financing segment, other parties have jumped into this market with overwhelming success! Easily accessible, transparent and fast are key terms in this new financing market. In the business-to-consumer market, crowdfunding is therefore a tool that can generate a considerable increase in sales.

Take a moment to consider these options. If you require any assistance, we will of course be happy to help you.

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Contact Horlings

Horlings biedt de volgende diensten aan voor Business Finance


Consultancy for your organisation If you want more than simply to understand your figures, Horlings’ versatile business advisors are ready

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Fiscal Advice

Horlings Nexia’s specialists will be happy to help you with all kinds of fiscal problems that you may face as

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Management Information

Thanks to technological innovations, the way we are working is changing. Nowadays, you can see your up-to-date financial position at

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Robert Johan
+31 (0)20 5700 200

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